Himalayan General Insurance http://hgi.com.np Just another WordPress site Sun, 27 Nov 2011 10:59:47 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 Engineering Insurance http://hgi.com.np/engineering-insurance-2/?utm_source=rss&utm_medium=rss&utm_campaign=engineering-insurance-2 http://hgi.com.np/engineering-insurance-2/#comments Mon, 10 Oct 2011 09:25:55 +0000 admin http://hgi.com.np/?p=1002

]]> http://hgi.com.np/engineering-insurance-2/feed/ 0 Student Travel Plan http://hgi.com.np/student-travel-plan/?utm_source=rss&utm_medium=rss&utm_campaign=student-travel-plan http://hgi.com.np/student-travel-plan/#comments Mon, 08 Aug 2011 11:55:55 +0000 admin http://hgi.kazistudios.com/?p=912 Continue Reading]]> Cover/Sum Insured

A. Personal Accident – USD 10,000
B. Emergency Medical Expenses – USD 100,000

Period of cover: 365 days
Policy Excess:
Emergency Medical- USD 100 each and every loss

Premium:
Worldwide excluding USA/Canada – USD 275
Worldwide including USA/Canada – USD 700

Subject to an addition of Stamp duty and VAT.

Age limit: 35 years

Note:
1. Policy can be renewed annually
2. Premium payable in equivalent Nepalese currency

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]]> http://hgi.com.np/student-travel-plan/feed/ 0 Travel Insurance Plan B http://hgi.com.np/plan-b/?utm_source=rss&utm_medium=rss&utm_campaign=plan-b http://hgi.com.np/plan-b/#comments Mon, 08 Aug 2011 11:40:48 +0000 admin http://hgi.kazistudios.com/?p=903 Continue Reading]]> PLAN – ‘ B ‘ (World wide INCLUDING USA & Canada)

Medical only – A to C Package policy – A to I
Age band 5 – 40 41 – 60 61 – 70 5 – 40 41 – 60 61 – 70
PERIOD US$ US$ US$ US$ US$ US$
DAY 1-14 55 74 80 63 86 95
DAY 15-21 58 78 85 66 90 100
DAY 22-28 64 88 96 74 103 113
DAY 29-35 75 100 112 87 121 134
DAY 36-47 87 120 135 101 145 162
DAY 48-60 120 173 193 143 209 232
DAY 61-75 168 245 274 202 297 333
DAY 76-90 200 293 328 242 355 399
DAY 91-120 277 409 460 337 499 561
DAY 121-147 364 541 609 444 662 746
DAY 148-180 525 623 723 641 789 886

 

THE ABOVE RATE IS APPLICABLE WITH EFFECT FROM 17.07.2007
Rs. 5 (Stamp duty) and 13% VAT is extra.

SCHEDULE OF COVER

Maximum Sum Insured ( US$ ) EXCESS
‘A’ Personal Accident Death – up to US$ 25,000 NIL
Loss of Limb – up to US$ 25,000
Permanent Total Disability – up to US$ 25,000
Death benefit for children and over 70 yrs – US$ 5,000
‘B’ Medical and Emergency Exp. Up to US$ 100,000 US $ 100
‘C’ Hospital Benefit US$ 10 for each 24 hours of hospitalization up to a
maximum of US$ 100 NIL
‘D’ Loss of Checked Baggage US$ 1,000 US$ 100
‘E’ Delay of Checked Baggage US$ 50 for each 12 hour period of delay up to a
maximum of US$ 150 12 HOURS
‘F’ Loss of passport Up to US$ 150 NIL
‘G’ Personal Liability US$ 250,000 US$ 250 in respect of third party property Damage Claims Only
‘H’ Travel Delay US$ 10 per hour upto maximum of US$ 50 12 hours
‘I’ Hijack US$ 50 per hour upto maximum of US$ 500 24 hours

 

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]]> http://hgi.com.np/plan-b/feed/ 0 Reinsurance http://hgi.com.np/reinsurance/?utm_source=rss&utm_medium=rss&utm_campaign=reinsurance http://hgi.com.np/reinsurance/#comments Thu, 16 Jun 2011 17:42:17 +0000 admin http://hgi.kazistudios.com/?p=593 Continue Reading]]> HGI has tie-ups with some of the world’s leading Insurance and reinsurance companies so that we are equipped to provide the very best for our clients.

The leader of our reinsurance treaty is Allianz Reinsurance Asia Pacific, Singapore Branch, followed by Tokyo Marine and GIC, India.

Furthermore, we are a Global Network Partner of Royal & Sun Alliance, UK and IF Skadeforsikring NUF, Norway. We help their global clients with any insurance requirements in Nepal.

In addition, we have strong ties with leading reinsurers such as AIG, PICC China, New India, IHI Bupa Denmark.

 

]]> http://hgi.com.np/reinsurance/feed/ 0 Your security our concern http://hgi.com.np/your-security-our-concern/?utm_source=rss&utm_medium=rss&utm_campaign=your-security-our-concern http://hgi.com.np/your-security-our-concern/#comments Thu, 16 Jun 2011 17:27:37 +0000 admin http://hgi.kazistudios.com/?p=588 HGI is committed to providing cost-effective insurance with efficient claims handling.We strive to deliver superior services to our customers, sustained returns to our stakeholders and progressive development opportunities to our employees.

Mahendra K. Shrestha
Managing Director

]]> http://hgi.com.np/your-security-our-concern/feed/ 0 Office Holidays http://hgi.com.np/office-holidays/?utm_source=rss&utm_medium=rss&utm_campaign=office-holidays http://hgi.com.np/office-holidays/#comments Thu, 16 Jun 2011 06:06:49 +0000 admin http://hgi.kazistudios.com/?p=579 Continue Reading]]> Click to download HGI Calendar

Official Holidays List
Himalayan General Insurance Co. Ltd. 2068 (2010-2011)

1 New Year 2068/01/01 2011/04/14 Thrusday
2 Loktantra Diwas 2068/01/11 2011/04/24 Sunday
3 Buddha Jayanti 2068/02/03 2011/05/17 Tuesday
4 Ganatantra Diwas 2068/02/15 2011/05/29 Sunday
5 Janai Purnima 2068/04/28 2011/08/13 Saturday
6 Ghatasthapana 2068/06/11 2011/09/28 Wednesday
7 Dashain Holiday (Fulpati to Duwadashi) 2068/06/16 to
2068/06/21		 2011/10/03
to
2011/10/08		 Monday to Saturday
8 Kojagat Purnima 2068/06/24 2011/10/11 Tuesday
9 Laxmi Puja 2068/07/09 2011/10/26 Wednesday
10 Mha Puja 2068/07/10 2011/10/27 Thrusday
11 Bhai Tika 2068/07/11 2011/10/28 Friday
12 Rastriya Prajatantra Diwas 2068/11/07 2012/02/19 Sunday
13 Mahashivaratri 2068/11/08 2012/02/20 Monday
14 Falgu Purnima 2068/11/24 2012/03/07 Wednesday
15 International Women’s Day 2068/11/25 2012/03/08 Thrusday
16 Ram Nawami 2068/12/18 2012/03/31 Saturday

 

 

 

]]> http://hgi.com.np/office-holidays/feed/ 0 IHI Travel Insurance – Business Trip http://hgi.com.np/ihi-travel-insurance-business-trip/?utm_source=rss&utm_medium=rss&utm_campaign=ihi-travel-insurance-business-trip http://hgi.com.np/ihi-travel-insurance-business-trip/#comments Wed, 15 Jun 2011 19:34:49 +0000 admin http://hgi.kazistudios.com/?p=546 Continue Reading]]> Business Travel allows the company and its employees to freely choose the physician or hospital they prefer if they need medical assistance abroad. It has no limitation as to who is eligible for cover. The insured company decides who should be covered; board members, spouses, children, employees, guests etc.

It’s a annual policy to be renewed every year.

Benefits: Maximum cover and benefits are per person per trip.

IHI Business TravelBenefits : Maximum cover and benefits are per person per trip.
Basic Cover

USD
Maximum cover per person per trip

Unlimited
Hospitalisation

100%
Outpatient treatment by a doctor / specialist

100%
Prescribed medicines

100%
Prescribed treatment by aphysiotherapist / chiropractor

       2,500
Provisional pain relieving dental treatment

300
Ambulance transportation

100%
Medical Evacuation / Repatriation

100%
Evacuation

100%
Return Trip

100%
Compassionate emergency repatriation

100%
Accompaniment

100%
Compassionate emergency visit

100%
Accommodation, food and local transportation for an insured unable to continue their travel itinerary due to acute illness or injury, or persons summoned or accompanying an insured, per person

6,000
per day 300
Statutory arrangements in case of death

100%
Home transportation of the deceased

100%
Continuation of trip post treatment(must bepre- approved by the Company)

100%

Non – Medical Option

USD
Personal accident – death and disability

75.000
Baggage – theft ,loss or damage

3.000
Loss of passport and / or cash

300
Baggage delay

500
Personal liability – property damage

500.000
Personal liability – bodily injury

1.000.000
Flight delay

500
Per day 100
Hospital daily benefit

2.000
Per day 50
Security and legal assistance

10.000

Trip Cancellation Option

USD
Per Person per trip

1.500
Note : Premium Per Day
Basic  - 5.10
Non – Medical Option :  - 4.10
Trip Cancellation Option – 3.45


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]]> http://hgi.com.np/ihi-travel-insurance-business-trip/feed/ 0 IHI Travel Insurance – Annual Trip http://hgi.com.np/ihi-travel-insurance-annual-trip/?utm_source=rss&utm_medium=rss&utm_campaign=ihi-travel-insurance-annual-trip http://hgi.com.np/ihi-travel-insurance-annual-trip/#comments Wed, 15 Jun 2011 19:33:50 +0000 admin http://hgi.kazistudios.com/?p=543 Continue Reading]]> Premium: 1st Year
Each insured pays an annual premium.

Premium per annum
2 – 16 yrs 17 – 36 yrs 37 – 59 yrs 60 – 79 yrs
USD 119 173 182 243
Non-Medical Option 2-79 years 118
Trip Cancellation Option 2-79 years 94

* Premium payable in Nepalese currency.

 

Premium: Renewal per year

Premium per annum
2 – 16 yrs 17 – 36 yrs 37 – 59 yrs 60 – 79 yrs
USD 86 125 131 175
Non-Medical Option 2-79 years 94
Trip Cancellation Option 2-79 years 75

* Premium payable in Nepalese currency.

Note :13% Vat is an Extra

Basic Cover

This is the fundamental cover providing inpatient cover and much more. The Basic cover can be taken out on its own or you can choose to add one or both of the following option.

Note : Expeditions, mountaineering and trekking in Antarctica, the North Pole and Greenland are not covered by the insurance.

Benefits : ihi Denmark Bupa Annual Policy

(World wide except Permanent residential address and Iraq & Afghanistan)

Valid from 1 January 2011

The List of cover and benefits is part of the Policy Conditions

Maximum cover and benefits are per person per trip.

Basic Cover

USD

Maxmimum cover per person per trip

Unlimited

Hospitalization

100%

Outpatient treatment by doctor/specialist

100%

Prescribed medicines

100%

Prescribed treatment by physiotherapist/chiropractor

2500

Provisional pain -stilling dental treatment

300

Ambulance transportation

100%

Medical Evacuation/Repatriation

100%

Evacuation

100%

Return Trip

100%

Compassionate Emergency Repatriation

100%

Accompaniment

100%

Compassionate Emergency Visit

100%

Accommodation, food and local transportation for an insured unable to continue their travel itinerary due to acute illness or injury or persons summoned or accompanying an insued, per person

6,000

per day300

Statutory arrangements in case of death

100%

Home transportation of the deceased

100%

Continuation of trip  post treatment (must be pre-approved by the Company)

100%

Maximum Cover and benefits are per person per trip:

Non-Medical Option

USD

Personal accident – death and disability

75,000

Baggage – theft, loss or damage

2,000

Theft of passport and/or cash

200

Baggage delay

500

Personal liability – property damage

500,000

Personal liability – bodily injury

1,000,000

Flight delay

500

Per day 100

Hospital daily benefit

2,000

per day 50

Security and legal assistance

10,000

Trip Cancellation Option

USD

Single Trip

2,000

Annual – per trip

1,500

The complete terms and insurance sums are stated in the Policy Conditions.

NOTE:

1)If the client is from Belgium, France, Luxemburg, Portugal, Spain, UK or Austria he/she has to pay a premium tax which is sent to the Government in the given country.

The rates are :

UK : 20 % of the premium

Belgium : 19.25% of the premium

France : 7% of the premium

Luxemburg : 4 % of the premium

Portugal : 6.23.% of the premium

Spain : 6.15% of the premium

Austria : 1% of the premium

2) Loading of 300% on standard premium for individuals and groups working in Iraq & Afghanistan or traveling there on business.

3) Insured have  to provide their address in country of permanent residence.

4) Please note that IHI Travel Policy issues from Denmark  directly through internet so please provide the detail of person(s) to be covered before two/three days.

Note: If the insurance is taken out after the insured has let the country of permanent residence, there is a waiting period of 3 days before the insurance takes effect. In the event of serious injury in connection with an accident, the right to compensation shall, however, take effect concurrently with the date of commencement of the insurance

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]]> http://hgi.com.np/ihi-travel-insurance-annual-trip/feed/ 0 Team of experts http://hgi.com.np/team-of-experts/?utm_source=rss&utm_medium=rss&utm_campaign=team-of-experts http://hgi.com.np/team-of-experts/#comments Wed, 15 Jun 2011 16:33:01 +0000 admin http://hgi.kazistudios.com/?p=504 Continue Reading]]> Human Assets

We work with a dynamic and dedicated team of over 80 members who work round the clock to ensure that your needs and demands are timely addressed. Our equal emphasis on front-end and back-end operations ensures that the services you receive from us are personalised, expert in nature, and matched to your convenience.

Our emphasis on supporting technology to provide you with speedy services does not undermine our focus on individualized relationships…the very reason we consider ourselves more as partners in your progress.

 

]]> http://hgi.com.np/team-of-experts/feed/ 0 IHI Travel Insurance – Single Trip http://hgi.com.np/ihi-travel-insurance-from-hgi/?utm_source=rss&utm_medium=rss&utm_campaign=ihi-travel-insurance-from-hgi http://hgi.com.np/ihi-travel-insurance-from-hgi/#comments Wed, 15 Jun 2011 09:41:06 +0000 biplov http://hgi.kazistudios.com/?p=497 Continue Reading]]> Premium
Each insured pays a basic premium and a premium per day for the number of days traveling.

Basic premium Premium per day
2 – 16 yrs 17 – 36 yrs 37 – 59 yrs 60 – 79 yrs
USD 51 3.00 4.00 6.10 8.50
Non Medical Option 3.55
Trip Cancellation Option 2.90

 

 

Benefits : ihi Denmark Bupa Single Policy

(World wide except Permanent residential address and Iraq & Afghanistan)

Valid from 1 January 2011

The List of cover and benefits is part of the Policy Conditions

Maximum cover and benefits are per person per trip.

Basic Cover

USD

Maxmimum cover per person per trip

Unlimited

Hospitalization

100%

Outpatient treatment by doctor/specialist

100%

Prescribed medicines

100%

Prescribed treatment by physiotherapist/chiropractor

2500

Provisional pain -stilling dental treatment

300

Ambulance transportation

100%

Medical Evacuation/Repatriation

100%

Evacuation

100%

Return Trip

100%

Compassionate Emergency Repatriation

100%

Accompaniment

100%

Compassionate Emergency Visit

100%

Accommodation, food and local transportation for an insured unable to continue their travel itinerary due to acute illness or injury or persons summoned or accompanying an insued, per person

6,000

per day300

Statutory arrangements in case of death

100%

Home transportation of the deceased

100%

Continuation of trip  post treatment (must be pre-approved by the Company)

100%

Maximum Cover and benefits are per person per trip:

Non-Medical Option

USD

Personal accident – death and disability

75,000

Baggage – theft, loss or damage

2,000

Theft of passport and/or cash

200

Baggage delay

500

Personal liability – property damage

500,000

Personal liability – bodily injury

1,000,000

Flight delay

500

Per day 100

Hospital daily benefit

2,000

per day 50

Security and legal assistance

10,000

Trip Cancellation Option

USD

Single Trip

2,000

Annual – per trip

1,500

Note :13 % Vat is  an Extra

 

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]]> http://hgi.com.np/ihi-travel-insurance-from-hgi/feed/ 0