Business Travel allows the company and its employees to freely choose the physician or hospital they prefer if they need medical assistance abroad. It has no limitation as to who is eligible for cover. The insured company decides who should be covered; board members, spouses, children, employees, guests etc.

It’s a annual policy to be renewed every year.

Benefits: Maximum cover and benefits are per person per trip.

IHI Business TravelBenefits : Maximum cover and benefits are per person per trip.
Basic Cover

USD

Maximum cover per person per trip

Unlimited

Hospitalisation

100%

Outpatient treatment by a doctor / specialist

100%

Prescribed medicines

100%

Prescribed treatment by aphysiotherapist / chiropractor

 2,500

Provisional pain relieving dental treatment

300

Ambulance transportation

100%

Medical Evacuation / Repatriation

100%

Evacuation

100%

Return Trip

100%

Compassionate emergency repatriation

100%

Accompaniment

100%

Compassionate emergency visit

100%

Accommodation, food and local transportation for an insured unable to continue their travel itinerary due to acute illness or injury, or persons summoned or accompanying an insured, per person

6,000
per day 300

Statutory arrangements in case of death

100%

Home transportation of the deceased

100%

Continuation of trip post treatment(must be pre- approved by the Company)

100%

Non – Medical Option

USD

Personal accident – death and disability

75.000

Baggage – theft ,robbery and fire
Baggage – loss of or damage to registered baggage

3.000

Loss of passport and / or cash

300

Baggage delay

500

Personal liability – property damage

500.000

Personal liability – bodily injury

1.000.000

Flight delay – accommodation and food

500
Per day 100

Hospital daily benefit

2.000
Per day 50

Security and legal assistance

10.000

Trip Cancellation Option

USD

Per Person per trip

1.500

Note : Premium Per Day
Basic  – 5.25
Non – Medical Option :  – 3.71
Trip Cancellation Option – 3.12