PERSONAL ACCIDENT INSURANCE
Subject to the more precise terms of the Policy Personal Accident insurance provides a fixed amount, based on the sum insured, in the event of death or disablement following an accident. You choose the benefits to suit your particular requirements.
Rates vary upon your occupation and whether or not you wish to include risks such as motorcycling, riot and strike, and other more hazardous perils. A quotation will be supplied upon receipt of a completed proposal.
BENEFITS AVAILABLE
BASIC BENEFIT | AMOUNT PAID | |
---|---|---|
A | Death | The full sum insured |
B | Permanent Total Disablement | A sliding scale up to 100% of the sum insured as follows |
Loss of both hands, both feet or any two thereof | 100% | |
Loss of sight in both eyes | 100% | |
Loss of one hand or foot and sight of one eye | 100% | |
Total paralysis | 100% | |
Loss of one arm or one hand | 60% | |
Loss of one leg or one foot | 50% | |
Loss of sight in one eye | 50% | |
Loss of thumb | 25% | |
Loss of index finger | 15% | |
Loss of any other finger | 6% | |
Loss of big toe | 5% | |
Loss of any other toe | 3% | |
Loss of hearing in both ears | 50% | |
Loss of hearing in one ear | 15% | |
C | Temporary Total Disablement | 1% of the sum insured not exceeding 100% of weekly salary. |
D | Temporary Partial Disablement | 0.50% of the sum insured no exceeding 100% of weekly salary. |
E | Medical Expenses | Percentage of the sum insured chosen. |