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Cycle Rider’s Accidental Insurance

This policy will cover accident including the accident during the cycling events.

PLAN A:

Total sum insured NPR 5,00,000 and accidental medical insurance NPR 50,000.

Premium per rider: NPR 1,950 per annum.

PLAN B:

Total sum insured NPR 3,00,000 and accidental medical insurance NPR 30,000.

Premium per rider: NPR 1,175 per annum.

Benefit and Coverage

Death – 100% of Sum Insured Amount

Permanent Total Disablement – 100% of Sum Insured Amount

  • Loss of sight of both eyes / loss of both hand or both foot / loss of one hand or one leg and sight of one eye.

Permanent Partial Disablement

  • 50% of Sum Insured Amount – for Loss of sight of one eye / loss of one hand or one leg / loss of vocals / loss of hearing capacity of both ears
  • 20% of Sum Insured Amount – for Loss of hearing capacity of one ear / loss of thumb in hand
  •  15% of Sum Insured Amount – for Loss of index finger in hand
  • 7% of Sum Insured Amount – for Loss of any other finger in hand
  • 5% of Sum Insured Amount – for Loss of thumb in foot
  • 4% of Sum Insured Amount for Loss of any other finger in foot
  • As prescribed by Specialist   –  Loss of other parts

Accidental Medical Benefits Up to 10 percent of the total sum insured

Scope of Coverage

  • Age Limit Up to 60 years of age
  • Geographical coverage: Worldwide
  • Accident during the cycling events is extended to cover within Nepal only

Exclusion

  • Self-injury, Suicide or attempt to suicide
  • Alcoholism & intoxication of drug
  • Hazardous Sports
  • Willful exposure to danger
  • Breach of Law
  • Other exclusions will be as described in the policy wording

Personal Accident Insurance For Riders

Benefits:

  • (A) Death: Total insured amount
  • (B) Permanent Total Disability: Total insured amount
  • (C) Permanent Partial Disability: 50% of total insured amount
  • (E) Medical Benefits: Rs. 25000/- only.

Scope of Cover

  • Age Limit: Up to 60 years of age
  • Geographical coverage: Worldwide

Exclusion in Personal Accident Insurance Policy

  • Self-injury, Suicide, Alcoholism
  • Hazardous Sports
  • Willful exposure to danger and Breach of Law
  • Exclusion of the policy will be as described in the policy wording.

Connect with us and apply for Insurance online

Phone No: 9801911061

Email: [email protected]

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