Vehicles on road are very prone to accidents. These accidents can cause loss to your own vehicle, loss of life or injury to driver and passengers, and financial burden of Third party legal liability. Vehicle Insurance provides financial indemnification against the physical damage to the own vehicle, Third party legal liability, and bodily injury to driver and passengers resulting from an accident.
We issued the first policy on 1st December 1993.
What’s covered?
Comprehensive covers:
Our standard comprehensive Private vehicle Insurance policy covers damage to your private vehicle (Car, SUV, Jeep, Van) due to:
- Fire and Lightening/self-ignition
- External Accident
- Theft or Burglary
- Natural Calamities
- Riot Strikes Malicious Acts & Terrorism(optional coverage)
- Third-Party Coverage
- Personal Accident to driver and passenger
Third-party liability covers:
- Your legal liability for
- Death or bodily injury to the Third party
- Damage to property of the Third party
- Personal Accident to driver and passenger
What’s required to get insured?
- Duly completed proposal Form
- KYC form to be duly completed
- Tax invoice /Bill copy of purchased vehicle
- Copy of Blue Book
What’s required for claim?
In case of Comprehensive coverage:
For Own Damage Claim
- Claim Intimation(by letter or email)
- Estimate/Quotation from the authorized dealer/repairer.
- Copy of Driving Licence & updated Vehicle Registration Book (Blue Book).
- Original Report from the concerned Police authority.
- Original VAT Bills/Cash Memos towards repair/replacement.
- Duly Completed Claim Form
In case of Third Party coverage
- Third Party Vehicle/Motorcycle
- Estimate/Quotation from the authorized dealer/repairer.
- Copy of Driving Licence, Vehicle Registration Book (Blue Book) & Route permit (if applicable).
- Police Report.
- Original VAT Bills/Cash Memos towards repair / replacement.
- Third Party’s Vehicle/Motorcycle Policy copy
- Duly completed Claim Form
- Agreement (Milapatra) in original done in presence of the concerned legal authority.
- Injury
- Duly Completed Claim Form
- Police Report.
- Emergency Card issued by the treating Hospital/ Nursing home
- Attending Doctor’s/Hospital’s prescriptions/Nurse’s Daily Record/ Doctor’s prescription including chit issued by the Nurse on duty.
- Discharge Summary in original.
- Original bills incurred for medical expenses.
- Agreement (Milapatra) in original done in presence of the concerned legal authority.
- Death
- Duly Completed Claim Form
- Letter from District Administration office and any other relevant document.
- Ghatna Sthal Muchulka.
- Compensation Receipt (As applicable).
- Death Certificates
- Autopsy Report
- Citizenships
- Post Mortem Report
- Certificate of relationship
Note: All the documents to be notarized except original documents
